A Smart Investment in Your Future
Financial Options at Athens Crossing
Choosing where to live in retirement is one of the most important financial and lifestyle decisions you will make. At Athens Crossing, a Life Plan Community in Columbus, Indiana, residents benefit from financial options designed to provide long-term stability, healthcare access, and peace of mind.
Unlike traditional housing or rental senior living, a Life Plan Community combines independent living with a plan for future care, allowing residents to enjoy an active lifestyle today while preparing for changing healthcare needs.
How Life Plan Community Pricing Works
Residents at Athens Crossing enter through a Continuing Care Residency Agreement, which includes two components: an entrance fee and an ongoing monthly fee.
Entrance Fee
The entrance fee is a one-time investment that secures your residence and access to the benefits of Life Plan living, including:
- Priority access to higher levels of care
- Long-term financial predictability
- Stability within the community as needs change
- Protection from unexpected transitions
Rather than reacting to a future health crisis, residents already have a plan in place for care and support if their needs change.
Monthly Service Fee
The monthly service fee covers many everyday living expenses and community services, including:
- Home maintenance and exterior upkeep
- Community amenities and shared spaces
- Lifestyle programming and events
- Wellness opportunities and fitness programs
This predictable structure allows residents to enjoy maintenance-free living without the surprises of homeownership.
Access to a Continuum of Care
One of the key advantages of Life Plan living is knowing care is available if your needs change.
Athens Crossing residents receive priority access to healthcare services through our sister community, Four Seasons Retirement, including:
- Assisted living
- Memory care
- Skilled nursing
If care is ever needed, residents can transition to the appropriate level of support while remaining connected to the same trusted community.
Why a Life Plan Community Is a Smart Investment
A Life Plan Community offers financial and lifestyle benefits that traditional housing models often cannot provide.
Residents choose Athens Crossing because it allows them to:
- Move once and remain within the same community as needs change
- Secure access to future healthcare services
- Reduce uncertainty about rising care costs
- Enjoy maintenance-free living and vibrant social opportunities
- Provide reassurance for family members
Instead of reacting to unexpected circumstances later in retirement, residents plan ahead from a position of strength.
Choose the Financial Plan That Fits Your Goals
Because every resident’s financial priorities are different, Athens Crossing offers flexible entrance fee plans designed to align with your long-term goals and provide greater financial clarity as you plan for retirement.
As part of a nonprofit organization, our focus is on supporting residents and reinvesting in the community by helping ensure long-term stability, quality services, and the benefits of Life Plan living.
Return of Capital Option
This plan allows residents to preserve a portion of their estate.
If you permanently move from the community, up to 80% of the entrance fee may be refunded to you or your estate according to the terms of the residency agreement.
This option is often preferred by residents who want to maintain financial legacy planning.
Declining Refund Option
The declining refund plan begins with up to 90% of the entrance fee refundable.
The refundable amount gradually decreases over the first 48 months of residency until it is fully amortized.
Many residents choose this option when they anticipate living at Athens Crossing long-term and want to maximize the value of Life Plan living.
Plan Today. Live Confidently Tomorrow.
Choosing a Life Plan Community is one of the most important decisions you will make in retirement. At Athens Crossing, our financial options allow you to enjoy independent living today while knowing your future healthcare needs are thoughtfully planned.